Terms of Use

Effective Date: January 1, 2024

1. Acceptance of Terms

By accessing and using RateFinderAI's website and services, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using our services.

2. Description of Service

RateFinderAI is an AI-powered insurance comparison platform that helps users find and compare auto insurance quotes from multiple providers. We do not sell insurance directly but facilitate connections between users and insurance companies.

3. User Responsibilities

You agree to:

• Provide accurate and truthful information
• Use our services only for lawful purposes
• Not attempt to interfere with our website's functionality
• Not use automated systems to access our services without permission
• Respect the intellectual property rights of RateFinderAI and third parties

4. Quote Accuracy and Availability

While we strive to provide accurate quotes, final rates and coverage terms are determined by insurance providers. Quotes are estimates and may change based on underwriting review and additional information.

5. No Insurance Advice

RateFinderAI provides comparison tools and information but does not provide insurance advice, recommendations, or counseling. Users should consult with licensed insurance professionals for specific advice.

6. Intellectual Property

All content, trademarks, logos, and intellectual property on our website are owned by RateFinderAI or our licensors. You may not reproduce, distribute, or create derivative works without written permission.

7. Limitation of Liability

RateFinderAI shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services, even if we have been advised of the possibility of such damages.

8. Disclaimer of Warranties

Our services are provided "as is" without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

9. Privacy

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of our services, to understand our practices.

10. Third-Party Services

We may integrate with third-party services and websites. We are not responsible for the content, policies, or practices of these third parties.

11. Termination

We reserve the right to terminate or suspend your access to our services at any time, without prior notice, for conduct that we believe violates these Terms of Use or is harmful to other users or our business.

12. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the State of California, without regard to conflict of law principles.

13. Changes to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting on our website. Your continued use of our services constitutes acceptance of the modified terms.

14. Contact Information

If you have questions about these Terms of Use, please contact us at:

Email: legal@ratefinderai.com
Phone: 1-800-RATE-AI1
Address: 123 Tech Avenue, Silicon Valley, CA 94000

15. Entire Agreement

These Terms of Use, together with our Privacy Policy, constitute the entire agreement between you and RateFinderAI regarding your use of our services.

By using RateFinderAI's services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.